KISAN CREDIT CARD
scheme was introduced in 1998. The objective was to link farmers with formal credit system. It has played a great role in relieving farmers from the grasp of money lenders. The scheme aims at providing adequate and timely credit for the comprehensive credit requirements of farmers under single window for
their cultivation and other needs as indicated below:
1. To meet the short-term credit requirements for cultivation of crops.
2. Post-harvest expenses.
3. Produce Marketing loan.
4. Consumption requirements of farmer household.
5. Working capital for maintenance of farm assets, activities allied to agriculture, like dairy animals,
inland fishery and also working capital required for floriculture, horticulture etc.
6. Investment credit requirement for agriculture and allied activities like pump sets, sprayers, dairy animals, floriculture, horticulture etc.
7. Short term credit requirements of rearing of animals, birds, fish, shrimp, other aquatic organisms, capture of fish.
Loan limits?
Aflexible limit of ₹ 10,000 to ₹ 50,000 may be provided based on land holding & crops grown.
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